Offers legal assistance with civil issues, such as custody, divorce, life planning (will, power of attorney, advance medical directive), criminal record expungement, foreclosure, consumer debt, bankruptcy, and landlord/tenant. Legal Services More information: - Provides representation in court, legal advice, and document preparation for qualifying clients - Same day representation available for tenants in rent court - Research, counseling, preparation, and filing of petitions for criminal record expungement offered - Holds weekly family law clinics - Holds monthly elder law clinics and debtor assistance clinics

Helps individuals who are at risk of losing their homes due to foreclosure through counseling and education. Housing Counseling Services

Provides debt management and financial counseling services related to student loans, credit, rent, homeownership, foreclosure and eviction prevention, bankruptcy, and reverse mortgage. Money Management More information: - Counselors work with creditors to develop a plan to pay down debt - Offers workshops on money management, identity theft, credit reporting, and homeownership

Helps individuals manage debt and improve personal finances by negotiating better repayment terms with creditors. Financial Management and Budget Counseling More information: - Includes assistance with credit cards, past utility and cell phone accounts, and medical debt

Offers various services and workshops related to housing. Housing Counseling More information: - Includes personal financial counseling and education on fair housing rights - Rental and credit counseling available - Provides programs for first-time homebuyers and services for individuals experiencing homelessness

Removes homeowners from tax sale lists for the current year. Property Tax Payment Assistance More information: - Liens are only deferred, not paid, forgiven, or exempted - Applications are accepted from February 15 through April 15 - Offered on a first-come, first-serve basis and closes when funds run out

Offers counseling to help individuals avoid foreclosure and assists in finding suitable mortgage programs. Housing Assistance

Provides advice on bankruptcy assistance, mortgage delinquency counseling, and foreclosure prevention. Housing Assistance

Works with lenders to negotiate loan modifications and/or repayment plans on behalf of homeowners to prevent foreclosures. Housing Assistance

Provides eligible residents with housing and education programs. Housing Assistance More information: - Helps with budgeting, credit, first time home-buying, loss mitigation, and foreclosure prevention - Offers assistance with landlord/ tenant issues and eviction

Offers counseling and education on homeownership and foreclosure prevention. Money Management More information: - Provides referrals and information on home-buying resources such as closing costs, down payment grants, loans, and programs

Offers free legal advice and resource referrals for people facing foreclosure in Maryland. Legal Services/Consumer Law

Helps homeowners who are at risk of losing their homes to work with their lenders and find ways to avoid foreclosure. Housing Assistance

Provides housing counseling services in the areas of foreclosure prevention, budgeting, mortgages, reverse mortgages, and credit repair. Housing Assistance More information: - Offers monthly seminars for first-time home buyers

Provides information on rental options and counseling services for homeowners facing foreclosure. Helplines and Information More information: - Does not provide financial assistance

Provides eligible residents with housing and education programs. Housing Assistance More information: - Helps with budgeting, credit, first time home-buying, loss mitigation, and foreclosure prevention - Offers assistance with landlord/ tenant issues and eviction

Helps homeowners through counseling, education, and planning when behind on mortgage payments or in foreclosure. Housing Assistance More information: - Foreclosure prevention - Free legal representation - Affordable rental opportunities - Determines home owner eligibility for loan modifications and other services to prevent foreclosure - Offers counseling for renters with delinquent payments or seeking alternative housing

Offers financial and housing counseling to home buyers in Baltimore City. Housing Assistance More information: - Includes counseling on reverse mortgages, foreclosure prevention, and legal issues - Provides access to incentive programs

Offers financial education; credit, housing, and bankruptcy counseling; and debt management services. Financial Education

Offers 30-minute phone consultations with a bankruptcy attorney. Bankruptcy Assistance More information: - Attorneys do not complete paperwork or act as a representative - Website lists attorneys available for other services at a reduced cost

Provides counseling to individuals and families who are at risk of losing their homes due to foreclosure. Housing Counseling Services

Offers 30-minute phone consultations with a bankruptcy attorney. Bankruptcy Assistance More information: - Attorneys do not complete paperwork or act as a representative - Website lists attorneys available for other services at a reduced cost

Provides counseling and support throughout the home buying process. Homebuyer/Home Purchase Counseling More information: - Offers post-purchase programs, default and foreclosure help, and referrals for landlord/tenant issues - Rental, budget, debt, and credit counseling available

Provides counseling and support to households facing foreclosure. Money Management More information: - Helps develop a budget and plan of action, guides clients through options, and refers to legal services - Virtual services available

Provides homeowners with financial assistance for property taxes and water bills. Financial Assistance