Provides programs to help individuals find and purchase housing property. Housing Counseling and Loans More information: - Includes pre-purchase guidance and loans to cover closing costs and home repair - Oversees a zoning program that keeps homes affordable for eligible families

Offers home buying and money management counseling. Housing Counseling and Financial Management More information: - May be able to assist with home buying closing costs - Holds classes on buying and keeping a home; registration is available online

Purchases and renovates empty properties and foreclosed homes to sell to new homeowners. Housing Assistance

Refinances and buys homes in foreclosure in order to sell them back to the original homeowners with new mortgages that aim to be more affordable. Housing Assistance

Helps first-time homebuyers in the City of Gaithersburg with closing costs and down payment assistance. Home Purchase Assistance

Connects prospective homeowners to home purchase assistance counseling programs. Homeownership Counseling/Training More information: - Provides assistance with down payments from public programs or non-profit developers - This is not the same as the Section 8 homeownership voucher program

Provides financing for individuals who own or rent a property that does not have indoor plumbing. Home Improvement

Offers loans to first-time homebuyers to help with down payment, settlement costs, and mortgage write down. Housing Assistance More information: - Provides deferred repayment loans up to $50,000 - Not eligible as foreclosure prevention

Provides financing for individuals who own or rent a property that does not have indoor plumbing. Home Improvement

Offers information on housing programs, local housing concerns, and industry trends. Financial Assistance More information: - Manages federal grants related to housing and neighborhood stabilization - Provides down-payment and closing cost assistance - Does not provide rental assistance

Offers various housing repair, loan, and subsidy programs for income-eligible residents. Housing Assistance More information: - Includes assistance programs for purchase, down payment, and closing costs - Provides homeownership counseling, information on fair housing laws, and advocacy services - Essential Home Repair Program provides low-interest loans for necessary home repairs - Settlement Expense Loan Program offers limited funds to help with settlement cost - Rental Allowance Program is a 12-month rental assistance program - Housing Choice Voucher assists with renting or buying a home in the private market - Maryland Special Loans Program/ HELP provides low-interest loans for property repair - Patuxent Woods Townhomes offers townhouses for rent

Provides financing for individuals who own or rent a property that does not have indoor plumbing. Home Improvement

Offers counseling and training services to help low- and moderate-income families to obtain a home. Housing Counseling

Offers subsidized apartments and housing counseling to income-eligible individuals and families. Housing Services

Provides housing, information, and related assistance to low-income individuals and families. Housing Assistance More information: - Includes emergency financial assistance and long-term rental assistance - Manages and rents public housing units throughout the County; accepts applications on Tuesdays - Housing Choice Voucher assists with renting or buying a home in the private market - Housing Opportunities for Persons with HIV/Aide offers support to families affected by AIDS/HIV - Financial coaching available

Provides low- and moderate-income families with down payment and closing cost assistance in the form of a loan. Homeownership Assistance More information: - Loans carry 0% interest, require no monthly payments, and are limited to $10,000 - Participants must complete a qualifying homebuyer education course

Offers various loans for homeownership. Housing Assistance More information: - Provides access to funds through tandem loans, closing cost loans, and rehab loans - Incentives include down payment and closing cost grants

Provides loans to homeowners who want to buy out ground leases. Housing Assistance

Helps people who want to buy a home for the first time get the money needed to close the deal and make a down payment. Homebuyer/Home Purchase Counseling More information: - Provides education and advice about loan programs in Baltimore County

Offers loans for home improvements to individuals with low income and those buying a home for the first time. Home Improvement Loans

Provides mortgage and rehabilitation loans for eligible first-time homebuyers. Housing Assistance More information: - Loans may cover closing cost, home repairs, and improvements

Provides loans to homeowners who want to buy out ground leases. Housing Assistance

Provides loans to homeowners who want to buy out ground leases. Housing Assistance