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626 Towne Center Drive, Suite 102, Joppa, MD 21085

Offers home buying and money management counseling.

Housing Assistance, Money Management

More information:

  • May be able to assist with home-buying closing costs
  • Holds classes on buying and keeping a home; registration is available online

560 Riverside Drive, Suite A102, Salisbury, MD 21801

Purchases and renovates empty properties and foreclosed homes to sell to new homeowners. Housing Assistance

140 West Patrick Street, Frederick, MD 21701
Provides low- and moderate-income families with down payment and closing cost assistance in the form of a loan. Homeownership Assistance More information:
  • Loans carry 0% interest, require no monthly payments, and are limited to $10,000
  • Participants must complete a qualifying homebuyer education course
401 Sagner Avenue, Frederick, MD 21701

Provides a zero-interest deferred loan to Frederick County employees for down payments and closing costs of their first home purchase. Housing Assistance

560 Riverside Drive, Suite A102, Salisbury, MD 21801

Offers various loans for homeownership. Housing Assistance More information:

  • Provides access to funds through tandem loans, closing cost loans, and rehab loans
  • Incentives include down payment and closing cost grants

9755 Patuxent Woods Drive, Suite 302, Columbia, MD 21046

Provides programs to help individuals find and purchase housing property. Housing Assistance More information:

  • Includes pre-purchase guidance and loans to cover closing costs and home repair
  • Oversees a zoning program that keeps homes affordable for eligible families

9755 Patuxent Woods Drive, Suite 302, Columbia, MD 21046

Provides homebuyers with financing for settlement/downpayment costs. Housing Assistance

25 East 20th Street, Suite 170, Baltimore, MD 21218
Offers loans for home improvements to individuals with low income and those buying a home for the first time. Home Improvement Loans
401 Sagner Avenue, Frederick, MD 21701

Provides funds to assist homeowners and landlords in lessening the risk of lead poisoning and preserving the housing stock by reducing or eliminating lead-based paint hazards. Housing Assistance

2666 Riva Road, Suite 210, Annapolis, MD 21401

Offers loans to first-time homebuyers to help with down payment, settlement costs, and mortgage write down. Housing Assistance More information: - Provides deferred repayment loans up to $50,000

  • Not eligible as foreclosure prevention

9200 Basil Court, Suite 306, Upper Marlboro, MD 20774

Offers information on housing programs, local housing concerns, and industry trends. Financial Assistance More information: - Manages federal grants related to housing and neighborhood stabilization

  • Provides down-payment and closing cost assistance
- Does not provide rental assistance

401 Sagner Avenue, Frederick, MD 21701

Program preserves and improves single-family properties by rehabilitating the property and updating it to applicable building codes. Housing Assistance More Information:

  • STAR loans may also be used to build replacement houses under certain conditions

21155 Lexwood Drive, Suite C, Lexington Park, MD 20653
Offers various housing repair, loan, and subsidy programs for income-eligible residents. Housing Assistance More information:
  • Includes assistance programs for purchase, down payment, and closing costs
  • Provides homeownership counseling, information on fair housing laws, and advocacy services 
  • Essential Home Repair Program provides low-interest loans for necessary home repairs 
  • Settlement Expense Loan Program offers limited funds to help with settlement cost 
  • Rental Allowance Program is a 12-month rental assistance program 
  • Housing Choice Voucher assists with renting or buying a home in the private market 
  • Maryland Special Loans Program/ HELP provides low-interest loans for property repair 
  • Patuxent Woods Townhomes offers townhouses for rent
401 Sagner Avenue, Frederick, MD 21701

Program that provides indoor plumbing to residential properties. Housing Assistance More Information:

  • Provides improvements include additions, modifications, alterations needed for private space for toilet and bath facilities
  • Includes connection fees and assessments
  • Offers plumbing fixtures and equipment, including handicapped equipment

209 Madison Street, Frederick, MD 21701
Provides housing, information, and related assistance to low-income individuals and families. Housing Assistance More information:
  • Includes emergency financial assistance and long-term rental assistance 
  • Manages and rents public housing units throughout the County; accepts applications on Tuesdays 
  • Housing Choice Voucher assists with renting or buying a home in the private market 
  • Housing Opportunities for Persons with HIV/Aide offers support to families affected by AIDS/HIV 
  • Financial coaching available
8025 Liberty Road, Windsor Mill, MD 21244
Helps people who want to buy a home for the first time get the money needed to close the deal and make a down payment. Homebuyer/Home Purchase Counseling More information:
  • Provides education and advice about loan programs in Baltimore County
105 West Chesapeake Avenue, Suite 201, Towson, MD 21204

Provides mortgage and rehabilitation loans for eligible first-time homebuyers. Housing  Assistance More information:

  • Loans may cover closing cost, home repairs, and improvements

1785 Columbus Avenue, Floor 6, Boston, MA 02119

Refinances and buys homes in foreclosure in order to sell them back to the original homeowners with new mortgages that aim to be more affordable. Housing Assistance

31 South Summit Avenue, Gaithersburg, MD 20877

Assists first-time homebuyers with closing costs and down payment assistance. Housing Assistance

401 Sagner Avenue, Frederick, MD 21701

Program provides zero-interest, deferred loans up to $15,000 for emergency repairs to correct substandard conditions and code violations, to install indoor plumbing, or to make other accessible, health, and safety modifications. Housing Assistance