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121 South Market Street, Frederick, MD 21701

Provides homeownership counseling and workshops for low- and moderate-income households. Money Management More information:

  • Assists with home ownership, credit, default and foreclosure, and reverse mortgages

321 East 25th Street, Baltimore, MD 21218

Helps homeowners through counseling, education, and planning when behind on mortgage payments or in foreclosure. Housing Assistance More information:

  • Foreclosure prevention
  • Free legal representation
  • Affordable rental opportunities
- Determines home owner eligibility for loan modifications and other services to prevent foreclosure - Offers counseling for renters with delinquent payments or seeking alternative housing

3323 Eastern Avenue, Suite 200, Baltimore, MD 21224

Offers financial and housing counseling to home buyers in Baltimore City. Housing Assistance More information: - Includes counseling on reverse mortgages, foreclosure prevention, and legal issues - Provides access to incentive programs

1400 Doewood Lane, Capitol Heights, MD 20743
Provides services and programs to help individuals transition into permanent housing. Housing Assistance More information:
  • Operates an emergency shelter with 24-hour services provided year-round 
  • Offers case management, rent assistance, food, clothing, childcare, and transportation 
  • Helps reduce bills and make homes energy efficient through weatherization
  • Intercedes with mortgage companies
7835 Eastern Avenue, Suite 302, Baltimore, MD 21224
Provides counseling to individuals and families who are at risk of losing their homes due to foreclosure. Housing Counseling Services
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6213 North Cloverdale Road, Suite 130, Boise, ID 83713

Offers counseling, education, and support to help individuals manage debt and improve personal finances by negotiating better repayment terms with creditors. Money Management More information:

  • Includes help with managing credit cards, past utility and cell phone accounts, and medical debt
  • Assists with budgeting and financial wellness
  • Does not lend money or provide direct financial assistance

6315 Hillside Court, Suite B, Columbia, MD 21046

Provides debt management and financial counseling services related to student loans, credit, rent, homeownership, foreclosure and eviction prevention, bankruptcy, and reverse mortgage. Money Management More information:

  • Counselors work with creditors to develop a plan to pay down debt
  • Offers workshops on money management, identity theft, credit reporting, and homeownership

201 North Charles Street, Suite 1400, Baltimore, MD 21201

Provides access to volunteer lawyers for legal representation. Legal Services More information:

  • Available for cases related to adoption, bankruptcy, contract disputes, divorce, custody, and more
  • Provides brief legal advice for consumers who have been sued by creditors
  • Tax sale prevention clinics available by phone appointment

104 East Center Street, Oakland, MD 21550

Offers counseling to help individuals avoid foreclosure and assists in finding suitable mortgage programs. Housing Assistance

11140 Rockville Pike, Suite 100-772, Rockville, MD 20852

Works with lenders to negotiate loan modifications and/or repayment plans on behalf of homeowners to prevent foreclosures. Housing Assistance