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Provides homeownership counseling and workshops for low- and moderate-income households. Money Management More information:
- Assists with home ownership, credit, default and foreclosure, and reverse mortgages
Helps homeowners through counseling, education, and planning when behind on mortgage payments or in foreclosure. Housing Assistance More information:
- Foreclosure prevention
- Free legal representation
- Affordable rental opportunities
Offers financial and housing counseling to home buyers in Baltimore City. Housing Assistance More information: - Includes counseling on reverse mortgages, foreclosure prevention, and legal issues - Provides access to incentive programs
- Operates an emergency shelter with 24-hour services provided year-round
- Offers case management, rent assistance, food, clothing, childcare, and transportation
- Helps reduce bills and make homes energy efficient through weatherization
- Intercedes with mortgage companies
Provides advice on bankruptcy assistance, mortgage delinquency counseling, and foreclosure prevention.
Housing Assistance
Offers counseling, education, and support to help individuals manage debt and improve personal finances by negotiating better repayment terms with creditors. Money Management More information:
- Includes help with managing credit cards, past utility and cell phone accounts, and medical debt
- Assists with budgeting and financial wellness
- Does not lend money or provide direct financial assistance
Provides debt management and financial counseling services related to student loans, credit, rent, homeownership, foreclosure and eviction prevention, bankruptcy, and reverse mortgage. Money Management More information:
- Counselors work with creditors to develop a plan to pay down debt
- Offers workshops on money management, identity theft, credit reporting, and homeownership
Provides access to volunteer lawyers for legal representation. Legal Services More information:
- Available for cases related to adoption, bankruptcy, contract disputes, divorce, custody, and more
- Provides brief legal advice for consumers who have been sued by creditors
- Tax sale prevention clinics available by phone appointment
Offers counseling to help individuals avoid foreclosure and assists in finding suitable mortgage programs. Housing Assistance
Works with lenders to negotiate loan modifications and/or repayment plans on behalf of homeowners to prevent foreclosures. Housing Assistance
