House Keys 4 Employees | Frederick County Division of Housing
Resource Name:House Keys 4 Employees | Frederick County Division of Housing
address
401 Sagner Avenue, Frederick, MD 21701
Eligibility
Frederick County government employees who are first-time homebuyers and meet income requirements.
Required documents
Varies
contact for details.
Hours
Monday-Friday 8am-4pm.
301-600-6647
Voice
·Main
Application process
Visit website for application.
Service area
Frederick County, MD
Other Information
Payment Options
- Free or no-cost care
Special Populations
- Open to All
Provides down payment and closing cost assistance for eligible first-time homebuyers through a deferred, zero-interest loan. Housing Assistance More information:
- Loans total $17,000 when combined with a matching Maryland Mortgage Program (MMP)
- Includes single-family homes, townhouses, condominiums, and modular or manufactured housing
- Borrowers must complete a homebuyer education course from a HUD-approved agency
Last assured
07/14/2026
Providing organization
Frederick County Division of Housing
County government housing agency.