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  • Interfaith Housing Alliance

    Agency: Interfaith Housing Alliance of Western Maryland

    COVID-19 UPDATE: Currently transitioning to community based and virtual service delivery platforms providing online home ownership classes, financial education classes and credit cafes.  No longer accepting walk ins.  Call, visit website, Facebook page or email staff.

    NOTE: Please notify clients to sign up to receive emails so they will be notified of new programs and workshops available to them. 

    PURCHASE-REPAIR HOMEOWNERSHIP: Provides affordable homeownership opportunities to families and individuals in Carroll, Frederick, and Washington counties. Program participants receive free technical assistance from IHA through the entire homeownership process, from credit repair and budgeting counseling, preparing the loan application, locating and placing an appropriate home under contract, how to repair and maintain their home, as well as on-going post-purchase counseling to eliminate any chance of foreclosure in the future. 

    520 NORTH MARKET APARTMENTS: An affordable housing community offering one, two, and three-bedroom apartments in Downtown Frederick. Applications are being accepted at the Interfaith Housing Alliance office Monday through Friday 8:30 AM - 4:30 PM. The rental application can be found here:

    WEINBERG HOUSE SENIOR APARTMENTS: Offers 23 one-bedroom apartments located in a stable residential neighborhood in downtown Frederick close to shopping, public transportation, and the Carroll Creek Linear Park. Amenities include a large foyer with fireplace, a community room with a flat-screen TV and a Wii game system, and a large covered porch for fair-weather activities. This community serves seniors earning 50% or less of the Area Median Income.

    FINANCIAL EDUCATION AND HOMEOWNER WORKSHOPS: Provides housing counseling and financial education to members of the community at no cost.

    - This workshop series will change your life if you have the dream of homeownership! Topics include becomes pre-qualified (and what that means), determining needs vs wants, choosing a real estate agent, how to make a contract offer, the importance of a home inspection and what happens at the closing table. The workshop is four months long, meeting once each month.  Contact Carol Riggles at or 301-662-4225 ext 1209 to register.

    - A 2 part workshop where participants learn general details about credit including tips and tricks on improving, boosting, or maintaining their credit. The first part if a 1 hour group workshop and then the 2nd part is a personal one-on-one credit report review completed within 1 week of finishing the group workshop. Credit Cafe’s are offered the 2nd and 4th Thursdays of every month and offered 100% online with both a morning and evening workshop option. REGISTRATION REQUIRED. Contact Lacy Ames at or 301-788-0239 to register.

    - This workshop series discusses (in a fun and interactive way) the importance of budgeting to reach your goals, how to resolve credit issues, how to establish new credit (and why!), understanding your debt to income ratio and how it determines how much you can afford to borrow, etc. The goal is to create action plans “prescriptions” based on your personal goals in order for you to achieve those goals and to recover from your current financial situation “diagnosis”. The workshop is three months long, meeting once each month.
    Contact Carol Riggles at or 301-662-4225 ext 1209 to register.

    • 22 South Market Street
      Frederick, MD 21701

    Agency: Interfaith Housing Alliance of Western Maryland

    Languages Available: Spanish, English

    Payment Description: Based on the program/application.

    Intake and Eligibility: Low or moderate income individuals with or without disabilities, families, and senior citizens.

    Areas Served:
    • Frederick County
    • Washington County
    • Allegany County
    • Carroll County
    • Anne Arundel County

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