CREDIT COUNSELING: Offers confidential credit counseling, local housing counseling, bankruptcy counseling, student loan counseling, credit report education and personal financial education. If appropriate, counselors may be able to enroll consumers in a debt management program, which may lower monthly payments, lower interest rates, make accounts current, eliminate collection calls and provide the convenience of making one payment through an easy payment system. Financial education and credit counseling is offered via telephone and internet. Also, offers educational resources for consumers to learn how to better manage their finances, home buyer education, and online calculators. Cannot assist with secured debt.
Etta W. Money
- phone: 407-291-7770
Agency: InCharge Debt Solutions
Languages Available: Bankruptcy Counseling is available in Spanish.
Payment Description: Fee vary by state. Credit Counseling session is free. MD fees are one time set up fee of $50. Lesser of (A) 30% of monthly amount paid to listed creditors, (B) $40, or (C) $8 per listed account. For bankruptcy, the pre-filing online counseling fee is $25 and telephone counseling is $50.
Intake and Eligibility: Open to any consumer 18 or older. No income restrictions.