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  • Habitat for Humanity, Caroline County

    Agency: Habitat for Humanity International

    HOME BUILDING: Builds homes for low income families in Caroline County and does limited home repairs. Volunteers and future homeowners work to build houses. Houses are sold to qualified applicants with no-interest mortgage loans.

    -Requirements: All homebuyers are required to complete 350 hours of "Sweat Equity" prior to purchase of their new home. 50 hours are dedicated to financial and homeownership education. 300 hours are completed on the construction site with trained construction managers and community volunteers. Partner with the Rebuild Together organization to help make moderate home repairs.





    Agency: Habitat for Humanity International

    Languages Available:

    Payment Description: Applicants are required to save $2,000. There are no interest charges on the mortgage. Mortgage payments are due monthly after the sale of the home.

    Intake and Eligibility: Total family income must be between 25% and 60% of the Area Median Income (AMI). Call for screening. (Currently has a long waiting list of qualified applicants.)

    Areas Served:
    • Queen Annes County
    • Caroline County




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